AtoB’s fuel cards cater to both local and long-haul fleets, helping them effectively reduce fuel costs. With features like a fuel map that can save users up to $0.21 per gallon and average discounts of $0.42 per gallon, they promise substantial savings. Let’s explore the benefits and features that make AtoB’s fuel cards stand out.
1. Fuel Card Costs
AtoB actually has two different fuel cards, the AtoB Flex card and AtoB Unlimited card. They both have the same functions, but their costs and setups are different due to one being a credit card and the other a prepaid card. Below is a side-by-side comparison.
| AtoB Flex Card (Credit) | AtoB Unlimited Card (Prepaid) | ||
|---|---|---|---|
| $35 account setup fee | $35 account setup fee | ||
| $15 per month for 1-5 cards and a $3 per month for additional cards | $3 per active card per month | ||
| 1-7 day approval time | Instant approval | ||
| Cards issued by Ceitic Bank | Cards issued by Ceitic Bank | ||
| Charges paid off at the end of the billing period | Preload funds onto card |
Along with the fees mentioned above, they also offer an upgraded service that provides additional features. The cost to upgrade to their “Premium” service is $3 per month.
2. Locations
AtoB’s Flex and Unlimited cards are accepted by any gas station that accepts Mastercard, including:
- Speedway
- Racetrac
- Chevron
- 7-Eleven
3. Controls
Without their Premium service, the Flex and Unlimited have limited functionality, allowing only daily/weekly spend limits. If you have Premium then you can:
- Set daily/weekly spending limits
- Define operational hours
- Whitelist and blacklist merchants (gas stations)
- Supports multiple users and admins on dashboard
It’s important to note, because these cards are Mastercards they aren’t part of a closed loop fuel network. Closed loop fuel cards have more control and less loop holes than fleet credit cards because merchants (gas stations) are required to enforce the controls on the cards where fleet credit card controls can sometimes be bypassed as they are authorized as Mastercards.
Closed loop fuel cards like Wex and Voyager have their own fuel networks that ensure your drivers are only buying fuel, by allowing you to set limits on what type of products they can purchase. Additionally, you can create pin numbers for each card to for better tracking and to prevent fraud on the cards.
4. Security
Just like with the controls, if you don’t have Premium, your security options are limited to deactivating cards. However, with Premium, you gain the ability to:
- Deactivate cards
- Lock cards
- Integrate telematics
- Access fuel level reporting
5. Additional Benefits
AtoB also offers customers discounts for repairs and maintenance with select providers, IFTA reporting, and 24/7 customer service. With Premium level Flex or Unlimited cards, customers can use their fuel map which they say can save a company up to $0.21 a gallon.
6. Conclusion
AtoB offers significant potential savings, and the convenience of using their fuel cards almost anywhere is a definite advantage. However, the significant drawback of the Flex and Unlimited cards is that their credit card-like nature opens up opportunities for drivers to exploit loopholes and ways around the basic controls on the cards. Also, the monthly fees and the requirement to upgrade for features that should be included for the base-level cards may lead some to explore alternatives options.
